小微企业是国民经济的生力军，是市场经济中最具活力的细胞。在稳定增长、扩大就业、促进创新、繁荣市场中发挥了重要的作用。中国邮储银行和中国人民大学联合《经济日报》三方合办第二届小微经济发展论坛。这是继2019年成功举办首届小微经济发展论坛后，各界对我国小微经济问题再次“把脉问诊”，非常有意义。在2020年小微企业的发展遇到了很多现实的问题，在这样的背景下如何发展小微经济，意义非常重大。本书总结了小微企业发展趋势和受疫情的影响，国家出台了众多财政和货币政策，本书详细总结了这些政策，并且对政策的效果进行了评估。

Small and micro enterprises are the new force of the national economy and the most dynamic cells in the market economy. It has played an important role in stabilizing growth, expanding employment, promoting innovation and prospering the market. Postal Savings Bank of China and Chinese Minmin University jointly organized the 2nd Small and Micro Economic Development Forum. This is following the successful holding of the first small and micro economic development forum in 2019, all walks of life have once again "taken the pulse of diagnosis" on China's small and micro economic issues, which is very meaningful. In 2020, the development of small and micro enterprises has encountered many practical problems, and how to develop the small and micro economy in this context is of great significance. This book summarizes the development trend of small and micro enterprises and the impact of the epidemic, and the state has introduced a number of fiscal and monetary policies, which are summarized in detail and the effects of the policies are evaluated.（AI翻译）

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