金融科技是技术驱动的金融创新。以大数据、人工智能、云计算、区块链等为代表的新一代信息技术全面渗透到诸多金融细分领域，正在改变和重塑金融业态。金融科技的健康发展，有利于提升金融服务的质量和效率，已成为各国金融竞争力的重要支撑。

《金融科技燃指数报告（2021）》由中文篇、英文篇构成。其中，英文篇是中文篇的翻译版本。正文主要包含了六个章节。第一章是金融科技概览，界定了金融科技的概念，总结了金融科技的基本特征，评述了2020年中国金融科技行业的十大事件。第二章是指标体系与指数构建原理，介绍了金融科技燃（FIRE）指数的指标体系，说明了报告的主要数据来源。第三章是中国金融科技燃（FIRE）指数的主体部分，评价了中国59个大中城市金融科技的总体发展情况，依据各城市的得分将其划分为五个梯队，并测度了这些城市在要素基础、智力支撑、资源环境和企业实力四个细分维度的发展状况。第四章是案例分析，多角度、多维度比较分析了各梯队代表性城市金融科技的发展进展。第五章是金融科技的城市和产业链分布特征，以“底层技术研发—科技融合输出—金融场景建设”为链条，界定了金融科技企业在金融科技产业链上的相对位置，深入分析了金融科技企业在城市、产业链以及技术上的分布特征。第六章是主要结论与展望，在总结报告主要结论的基础上，对城市发展金融科技提出了针对性的政策建议，并对金融科技行业的发展进行了展望。

Fintech is technology-driven financial innovation. The new generation of information technology represented by big data, artificial intelligence, cloud computing, blockchain, etc. has fully penetrated into many financial subdivisions and is changing and reshaping the financial format. The healthy development of financial technology is conducive to improving the quality and efficiency of financial services, and has become an important support for the financial competitiveness of various countries. The Fintech Index Report (2021) consists of Chinese articles and English articles. Among them, the English article is a translation of Chinese article. The main text consists of six chapters. The first chapter is a fintech overview, which defines the concept of fintech, summarizes the basic characteristics of fintech, and reviews the top 10 events in China's fintech industry in 2020. The second chapter is the index system and index construction principle, introduces the index system of the Fintech Fire index, and explains the main data sources of the report. Chapter 3 is the main part of the China Fintech Burn (FIRE) Index, which evaluates the overall development of fintech in 59 large and medium-sized cities in China, divides them into five echelons according to the scores of each city, and measures the development of these cities in four subdivided dimensions of factor base, intellectual support, resource environment and enterprise strength. Chapter 4 is a case study, which compares and analyzes the development progress of financial technology in representative cities of various echelons from multiple angles and dimensions. Chapter 5 is the distribution characteristics of the city and industrial chain of financial technology, taking "underlying technology research and development-science and technology integration output-financial scene construction" as the chain, defining the relative position of financial technology enterprises in the financial technology industry chain, and deeply analyzing the distribution characteristics of financial technology enterprises in cities, industrial chains and technologies. Chapter 6 is the main conclusions and outlook, on the basis of the main conclusions of the report, it puts forward targeted policy suggestions for urban development of fintech and looks forward to the development of the fintech industry.（AI翻译）

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